1. Purpose

ESIC was established to provide social protection to workers in India and their dependents in the event of sickness, maternity, disablement, or death due to employment injury.

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2. Coverage

The scheme is applicable to employees earning a specified wage threshold and working in certain categories of establishments. Both employees and employers contribute to the ESIC fund.

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3. Contributions

The contributions are made as a percentage of the employee's salary (0.75% of the wages by the employee and 3.25% by the employer), and these funds are utilized to provide various benefits to the insured individuals.

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4. Benefits

• Medical Benefits

ESIC provides comprehensive medical care to insured persons and their family members. This includes outpatient and inpatient treatment, specialist consultations, diagnostic tests, medicines, etc.

• Sickness Benefit

In case of illness, insured individuals are entitled to receive a cash benefit to compensate for the loss of wages during the period of incapacity.

• Maternity Benefit

Female employees are eligible for maternity benefits, which include paid leave and medical expenses related to pregnancy and childbirth.

• Disablement Benefit

In case of permanent or temporary disablement due to employment injury, the insured person is entitled to a disablement benefit.

• Dependent's Benefit

In the unfortunate event of the insured person's death due to employment injury, their dependents are entitled to a monthly monetary benefit.

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5. Implementation:

ESIC is implemented by the Employees' State Insurance Corporation, which is a statutory body formed under the ESI Act, 1948. The corporation manages the funds, oversees the implementation of the scheme, and ensures that the benefits reach the intended beneficiaries.

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6. Regional Presence

ESIC has a widespread network of dispensaries, hospitals, and regional offices across the country to provide medical and cash benefits to insured individuals.
Overall, ESIC plays a crucial role in providing social security and healthcare benefits to the workforce in India, contributing to the well-being of employees and their families.

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Documents required for obtaining ESI registration

For obtaining ESI registration in India here is the list of documents that is to be submitted by the employer along with the application:-