service image

Employees' State Insurance Corporation (ESIC)

1. Purpose

ESIC was established to provide social protection to workers in India and their dependents in the event of sickness, maternity, disablement, or death due to employment injury.

2. Coverage

The scheme is applicable to employees earning a specified wage threshold and working in certain categories of establishments. Both employees and employers contribute to the ESIC fund.

3. Contributions

The contributions are made as a percentage of the employee's salary (0.75% of the wages by the employee and 3.25% by the employer), and these funds are utilized to provide various benefits to the insured individuals.

4. Benefits

• Medical Benefits

ESIC provides comprehensive medical care to insured persons and their family members. This includes outpatient and inpatient treatment, specialist consultations, diagnostic tests, medicines, etc.

• Sickness Benefit

In case of illness, insured individuals are entitled to receive a cash benefit to compensate for the loss of wages during the period of incapacity.

• Maternity Benefit

Female employees are eligible for maternity benefits, which include paid leave and medical expenses related to pregnancy and childbirth.

• Disablement Benefit

In case of permanent or temporary disablement due to employment injury, the insured person is entitled to a disablement benefit.

• Dependent's Benefit

In the unfortunate event of the insured person's death due to employment injury, their dependents are entitled to a monthly monetary benefit.

5. Implementation:

ESIC is implemented by the Employees' State Insurance Corporation, which is a statutory body formed under the ESI Act, 1948. The corporation manages the funds, oversees the implementation of the scheme, and ensures that the benefits reach the intended beneficiaries.

6. Regional Presence

ESIC has a widespread network of dispensaries, hospitals, and regional offices across the country to provide medical and cash benefits to insured individuals.
Overall, ESIC plays a crucial role in providing social security and healthcare benefits to the workforce in India, contributing to the well-being of employees and their families.

Documents required for obtaining ESI registration

For obtaining ESI registration in India here is the list of documents that is to be submitted by the employer along with the application:-

Registration Certificate of the Shops and Establishment Acts.

Factories Act.

Address proof of Principal place of business.

Copy of PAN Card.

Bank statement (Latest).

Memorandum and Articles of Association or the partnership deed or trust deed depending on the nature of the entity.

Certificate of Commencement registration no.


Emp. benefits management.

Legal compliance.

Documentation Assistance.

Comprehensive Guidance.